Free tools
Tools for the decisions that keep you up at night
Sometimes you do not need more advice. You need to see the situation differently. These tools are designed to expose the numbers, assumptions, and tradeoffs that are easy to miss.

The Real Cost of a Child
See how childcare, work decisions, housing, healthcare, and other hidden costs can shape the real financial impact of growing a family.

Can't Catch a Break
Explore how financially resilient your household is when life throws an expensive surprise your way.

The Goalpost Calculator
See how the financial markers of adulthood have shifted and why reaching the same milestones may cost more than expected.

The Career Pause Calculator
See what stepping away from work — for a season or for good — really costs and what it takes to come back on your terms.

Mental Load Math
Put a number on the noticing, deciding, remembering, and following up that happens before any task even starts — the invisible labor that never clocks out.
Help shape what's next
Request a Decision-Making Tool
Every tool I've built started with a real decision someone was struggling to make.
Sometimes the right answer isn't another article or another opinion—you need a better way to think through the problem.
If there's a decision you're trying to make and you wish a tool existed to help, I'd love to hear about it.
If enough people are wrestling with the same question, there's a good chance I'll build it.
More tools are coming
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