Skip to main content
Rukiya Ross

Free tools

Tools for the decisions that keep you up at night

Sometimes you do not need more advice. You need to see the situation differently. These tools are designed to expose the numbers, assumptions, and tradeoffs that are easy to miss.

Screenshot of the The Real Cost of a Child tool
FamilyChildcare

The Real Cost of a Child

See how childcare, work decisions, housing, healthcare, and other hidden costs can shape the real financial impact of growing a family.

Run the calculator(opens in a new tab)
Screenshot of the Can't Catch a Break tool
Financial resilienceWork

Can't Catch a Break

Explore how financially resilient your household is when life throws an expensive surprise your way.

Run the calculator(opens in a new tab)
Screenshot of the The Goalpost Calculator tool
Modern adulthoodHousing

The Goalpost Calculator

See how the financial markers of adulthood have shifted and why reaching the same milestones may cost more than expected.

Run the calculator(opens in a new tab)
Screenshot of the The Career Pause Calculator tool
WorkFamily

The Career Pause Calculator

See what stepping away from work — for a season or for good — really costs and what it takes to come back on your terms.

Run the calculator(opens in a new tab)
Screenshot of the Mental Load Math tool
FamilyWork

Mental Load Math

Put a number on the noticing, deciding, remembering, and following up that happens before any task even starts — the invisible labor that never clocks out.

Run the calculator(opens in a new tab)

Help shape what's next

Request a Decision-Making Tool

Every tool I've built started with a real decision someone was struggling to make.

Sometimes the right answer isn't another article or another opinion—you need a better way to think through the problem.

If there's a decision you're trying to make and you wish a tool existed to help, I'd love to hear about it.

If enough people are wrestling with the same question, there's a good chance I'll build it.

So I can let you know if I end up building it.

The more specific, the better.

  • Should I move?
  • Should I rent or buy?
  • Can I afford another child?
  • Should I leave my job?
  • Is graduate school worth it?
  • Is it worth taking a lower-paying job with better flexibility?
  • Should I relocate closer to family?

If you could wave a magic wand, what would help you make this decision? A calculator? A comparison framework? A checklist? Something else?

More tools are coming

Get an email the moment a new tool launches.